Many employed persons in Ontario are covered by disability insurance policies in the event they are injured or become seriously ill and cannot work. You may advance a claim against your disability carrier if you are unable to work at the employment you were performing at the time of the sickness or injury.
However, after two years, many policies provide for entitlement to disability benefits only if the claimant suffers from an inability to engage in any occupation for which they are reasonably suited by education, training and experience.
This is a more difficult test to meet and you may or may not continue to qualify for benefits depending on the nature of your disability. In every case, the specific disability policy must be reviewed to determine whether there is a viable claim.
If your disability claim has been denied, it is important to retain a reputable and experienced personal injury lawyer who understands insurance law and will immediately commence an action against the insurer.
Van Dyke Law Office understands the emotional and financial difficulties that an individual faces when their disability claim is denied and will advance the claim expeditiously to obtain the benefits that the claimant requires.
If you have been denied disability benefits, contact our Ottawa, Ontario offices for a free consultation. If it is more convenient, we will arrange a free consultation at your home.
Contact Van Dyke Law
If you have an issue related to Disability Claims that you'd like to discuss at no charge with a lawyer, please contact us and we will respond promptly to discuss your options.